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Category: Spending

50-30-20 Saving Rule

Posted on August 19, 2024August 19, 2024 by RC

Struggling to manage your spending while still trying to save? Why not try the 50-30-20 rule?

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Macam mana beli rumah yang sesuai dengan gaji?

Posted on August 4, 2024August 28, 2024 by RC

Nak beli rumah tetapi mahal sangat. Ramai yang masih bergelut untuk membeli rumah mengikut tangga gaji masing-masing.

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Patut Ke Ambil Pinjaman Kereta Sampai 9 Tahun?

Posted on July 28, 2024August 24, 2024 by RC

Masih ramai sebenarnya yang mengambil pinjaman kereta sehingga 9 tahun lamanya. Berbaloikah?

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Apakah Kepentingan Pendapatan?

Posted on July 28, 2024August 1, 2024 by RC

Pentingnya untuk kita mengambil lebih perhatian mengenai pendapatan yang kita perolehi.

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Creating a Personal Budget: A Guide for Malaysians

Posted on July 25, 2024July 25, 2024 by TIH

Without a clear budget, it’s easy to overspend, accumulate debt, and miss out on saving opportunities. However, by creating and sticking to a personal budget, you can avoid these financial pitfalls.

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Explained: Flat Interest Rate vs Effective Interest Rate

Posted on December 5, 2023December 5, 2023 by TIH

Interest rate can be differ to any financing that you are applying. There are flat rate and floating rate.

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Explained: Type of Financing in Malaysia

Posted on December 5, 2023December 5, 2023 by TIH

There are 2 types of financing that is available in Malaysia. Which is term rate and variable rate financing.

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Explained: Raiz, Spare Change Investment

Posted on January 6, 2023January 6, 2023 by TIH

Raiz is a financial service app. Helping you to save and invest your money

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Explained: Current State of Malaysian Financial Literacy

Posted on September 12, 2022September 20, 2022 by TIH

Malaysians’ financial literacy has improved significantly from 36% to 59.6%. However they still need buckle up to address financial behaviour and numeracy.

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Explained: How to use a Credit Card?

Posted on July 7, 2022July 7, 2022 by TIH

There are stark differences between Credit Card and Debit Card. They are similar but posses variety of advantages and disadvantages

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