To become a Sophisticated Investor, one must be able to understand unique features of asset class in investment world
Explained: Malaysian Bankruptcy
Although bankruptcy level in Malaysia is not at alarming level, government need to educate Malaysians to in order unlock its economy.
Borrowed Future: Rigged Education Loan
American dream is to pay off mounting student loan. USD 1.6 trillion for 45 million of American!
Explained: Raiz, Spare Change Investment
Raiz is a financial service app. Helping you to save and invest your money
Explained: Inflation, Factor & Its Effect
Public used be sceptical about inflation and cost of living. However they are two different things. They are not the same in nature.
Explained: Financial Planning for You
Financial planning is a process of developing strategies to help people manage their financial affairs to meet life goals.
Explained: The Role of Financial Planner
Financial Planners are required to keep records of all advice made to clients for a period of up to 7 years.
Explained: Current State of Malaysian Financial Literacy
Malaysians’ financial literacy has improved significantly from 36% to 59.6%. However they still need buckle up to address financial behaviour and numeracy.
Explained: Current State of Malaysian Estate
As of 2020, there are around RM 105 billion of frozen assets in Malaysia. 90% of this frozen estates are belong to Bumiputera.
Explained: Current State of Malaysian Tax
In 2021, they are 14.38% workforces were subject to individual income tax. Tax collected from individual was RM RM 36.4 billion.